LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,390
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,011
−HK$3,678/mo
Today · 4.125%
HK$123,689
baseline
▲ 0.50% · 4.625%
HK$131,215
+HK$7,526/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,378/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,483
−HK$6,995/mo
▼ 0.25% · 3.875%
HK$132,956
−HK$3,522/mo
Today · 4.125%
HK$136,478
baseline
▲ 0.50% · 4.625%
HK$143,672
+HK$7,194/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,956/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,668
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,013
−HK$4,414/mo
Today · 4.125%
HK$148,427
baseline
▲ 0.50% · 4.625%
HK$157,458
+HK$9,031/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$296,854/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,379
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,547
−HK$4,227/mo
Today · 4.125%
HK$163,774
baseline
▲ 0.50% · 4.625%
HK$172,407
+HK$8,633/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$327,548/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,946
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$168,015
−HK$5,149/mo
Today · 4.125%
HK$173,164
baseline
▲ 0.50% · 4.625%
HK$183,701
+HK$10,537/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$346,328/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,276
−HK$9,794/mo
▼ 0.25% · 3.875%
HK$186,138
−HK$4,932/mo
Today · 4.125%
HK$191,070
baseline
▲ 0.50% · 4.625%
HK$201,141
+HK$10,071/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$382,140/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,502
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$216,019
−HK$6,621/mo
Today · 4.125%
HK$222,640
baseline
▲ 0.50% · 4.625%
HK$236,187
+HK$13,547/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$445,280/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,069
−HK$12,592/mo
▼ 0.25% · 3.875%
HK$239,320
−HK$6,341/mo
Today · 4.125%
HK$245,661
baseline
▲ 0.50% · 4.625%
HK$258,610
+HK$12,949/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$491,322/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,309 · Scale 2, in force from 26 Feb 2026)