LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,402
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$120,023
−HK$3,679/mo
Today · 4.125%
HK$123,702
baseline
▲ 0.50% · 4.625%
HK$131,229
+HK$7,527/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,404/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,496
−HK$6,997/mo
▼ 0.25% · 3.875%
HK$132,969
−HK$3,524/mo
Today · 4.125%
HK$136,493
baseline
▲ 0.50% · 4.625%
HK$143,687
+HK$7,194/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,986/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,683
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,028
−HK$4,414/mo
Today · 4.125%
HK$148,442
baseline
▲ 0.50% · 4.625%
HK$157,475
+HK$9,033/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$296,884/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,396
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,563
−HK$4,228/mo
Today · 4.125%
HK$163,791
baseline
▲ 0.50% · 4.625%
HK$172,425
+HK$8,634/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$327,582/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,963
−HK$10,220/mo
▼ 0.25% · 3.875%
HK$168,032
−HK$5,151/mo
Today · 4.125%
HK$173,183
baseline
▲ 0.50% · 4.625%
HK$183,720
+HK$10,537/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$346,366/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,295
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$186,157
−HK$4,933/mo
Today · 4.125%
HK$191,090
baseline
▲ 0.50% · 4.625%
HK$201,162
+HK$10,072/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$382,180/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,524
−HK$13,139/mo
▼ 0.25% · 3.875%
HK$216,042
−HK$6,621/mo
Today · 4.125%
HK$222,663
baseline
▲ 0.50% · 4.625%
HK$236,212
+HK$13,549/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$445,326/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,094
−HK$12,593/mo
▼ 0.25% · 3.875%
HK$239,345
−HK$6,342/mo
Today · 4.125%
HK$245,687
baseline
▲ 0.50% · 4.625%
HK$258,637
+HK$12,950/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$491,374/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,538 · Scale 2, in force from 26 Feb 2026)