LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,404
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$120,024
−HK$3,679/mo
Today · 4.125%
HK$123,703
baseline
▲ 0.50% · 4.625%
HK$131,230
+HK$7,527/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$247,406/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,498
−HK$6,996/mo
▼ 0.25% · 3.875%
HK$132,971
−HK$3,523/mo
Today · 4.125%
HK$136,494
baseline
▲ 0.50% · 4.625%
HK$143,689
+HK$7,195/mo
Deposit HK$25.52M · loan HK$25.52M · min. income ≈ HK$272,988/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,684
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$144,029
−HK$4,415/mo
Today · 4.125%
HK$148,444
baseline
▲ 0.50% · 4.625%
HK$157,476
+HK$9,032/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$296,888/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,397
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$159,565
−HK$4,228/mo
Today · 4.125%
HK$163,793
baseline
▲ 0.50% · 4.625%
HK$172,427
+HK$8,634/mo
Deposit HK$20.42M · loan HK$30.63M · min. income ≈ HK$327,586/mo (50% DSR)
Upfront cash ≈ HK$22.59M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,965
−HK$10,219/mo
▼ 0.25% · 3.875%
HK$168,034
−HK$5,150/mo
Today · 4.125%
HK$173,184
baseline
▲ 0.50% · 4.625%
HK$183,722
+HK$10,538/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$346,368/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,297
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$186,159
−HK$4,933/mo
Today · 4.125%
HK$191,092
baseline
▲ 0.50% · 4.625%
HK$201,165
+HK$10,073/mo
Deposit HK$15.31M · loan HK$35.73M · min. income ≈ HK$382,184/mo (50% DSR)
Upfront cash ≈ HK$17.48M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,526
−HK$13,140/mo
▼ 0.25% · 3.875%
HK$216,044
−HK$6,622/mo
Today · 4.125%
HK$222,666
baseline
▲ 0.50% · 4.625%
HK$236,214
+HK$13,548/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$445,332/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,096
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$239,348
−HK$6,342/mo
Today · 4.125%
HK$245,690
baseline
▲ 0.50% · 4.625%
HK$258,640
+HK$12,950/mo
Deposit HK$5.10M · loan HK$45.94M · min. income ≈ HK$491,380/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$2,169,560 · Scale 2, in force from 26 Feb 2026)