LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,442
−HK$7,302/mo
▼ 0.25% · 3.875%
HK$120,064
−HK$3,680/mo
Today · 4.125%
HK$123,744
baseline
▲ 0.50% · 4.625%
HK$131,273
+HK$7,529/mo
Deposit HK$25.53M · loan HK$25.53M · min. income ≈ HK$247,488/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,540
−HK$6,999/mo
▼ 0.25% · 3.875%
HK$133,015
−HK$3,524/mo
Today · 4.125%
HK$136,539
baseline
▲ 0.50% · 4.625%
HK$143,736
+HK$7,197/mo
Deposit HK$25.53M · loan HK$25.53M · min. income ≈ HK$273,078/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,730
−HK$8,762/mo
▼ 0.25% · 3.875%
HK$144,077
−HK$4,415/mo
Today · 4.125%
HK$148,492
baseline
▲ 0.50% · 4.625%
HK$157,528
+HK$9,036/mo
Deposit HK$20.43M · loan HK$30.64M · min. income ≈ HK$296,984/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,448
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,617
−HK$4,230/mo
Today · 4.125%
HK$163,847
baseline
▲ 0.50% · 4.625%
HK$172,483
+HK$8,636/mo
Deposit HK$20.43M · loan HK$30.64M · min. income ≈ HK$327,694/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,019
−HK$10,222/mo
▼ 0.25% · 3.875%
HK$168,089
−HK$5,152/mo
Today · 4.125%
HK$173,241
baseline
▲ 0.50% · 4.625%
HK$183,783
+HK$10,542/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$346,482/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,356
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$186,220
−HK$4,935/mo
Today · 4.125%
HK$191,155
baseline
▲ 0.50% · 4.625%
HK$201,231
+HK$10,076/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$382,310/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,595
−HK$13,144/mo
▼ 0.25% · 3.875%
HK$216,115
−HK$6,624/mo
Today · 4.125%
HK$222,739
baseline
▲ 0.50% · 4.625%
HK$236,292
+HK$13,553/mo
Deposit HK$5.11M · loan HK$45.96M · min. income ≈ HK$445,478/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,173
−HK$12,597/mo
▼ 0.25% · 3.875%
HK$239,426
−HK$6,344/mo
Today · 4.125%
HK$245,770
baseline
▲ 0.50% · 4.625%
HK$258,725
+HK$12,955/mo
Deposit HK$5.11M · loan HK$45.96M · min. income ≈ HK$491,540/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,272 · Scale 2, in force from 26 Feb 2026)