LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,644
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,007
−HK$368/mo
Today · 4.125%
HK$12,375
baseline
▲ 0.50% · 4.625%
HK$13,128
+HK$753/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,750/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,954
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,302
−HK$352/mo
Today · 4.125%
HK$13,654
baseline
▲ 0.50% · 4.625%
HK$14,374
+HK$720/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,308/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,973
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,408
−HK$442/mo
Today · 4.125%
HK$14,850
baseline
▲ 0.50% · 4.625%
HK$15,753
+HK$903/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$29,700/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,545
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,962
−HK$423/mo
Today · 4.125%
HK$16,385
baseline
▲ 0.50% · 4.625%
HK$17,249
+HK$864/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$32,770/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,302
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,809
−HK$515/mo
Today · 4.125%
HK$17,324
baseline
▲ 0.50% · 4.625%
HK$18,379
+HK$1,055/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$34,648/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,136
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,622
−HK$494/mo
Today · 4.125%
HK$19,116
baseline
▲ 0.50% · 4.625%
HK$20,123
+HK$1,007/mo
Deposit HK$1.53M · loan HK$3.57M · min. income ≈ HK$38,232/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$662/mo
Today · 4.125%
HK$22,274
baseline
▲ 0.50% · 4.625%
HK$23,630
+HK$1,356/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,548/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$634/mo
Today · 4.125%
HK$24,577
baseline
▲ 0.50% · 4.625%
HK$25,873
+HK$1,296/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,154/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,899 · Scale 2, in force from 26 Feb 2026)