LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,646
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,008
−HK$368/mo
Today · 4.125%
HK$12,376
baseline
▲ 0.50% · 4.625%
HK$13,129
+HK$753/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,752/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,956
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,303
−HK$353/mo
Today · 4.125%
HK$13,656
baseline
▲ 0.50% · 4.625%
HK$14,376
+HK$720/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,312/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,975
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,410
−HK$442/mo
Today · 4.125%
HK$14,852
baseline
▲ 0.50% · 4.625%
HK$15,755
+HK$903/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$29,704/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,547
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,964
−HK$423/mo
Today · 4.125%
HK$16,387
baseline
▲ 0.50% · 4.625%
HK$17,251
+HK$864/mo
Deposit HK$2.04M · loan HK$3.06M · min. income ≈ HK$32,774/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,304
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,811
−HK$516/mo
Today · 4.125%
HK$17,327
baseline
▲ 0.50% · 4.625%
HK$18,381
+HK$1,054/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$34,654/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,138
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,625
−HK$493/mo
Today · 4.125%
HK$19,118
baseline
▲ 0.50% · 4.625%
HK$20,126
+HK$1,008/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$38,236/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,963
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,615
−HK$662/mo
Today · 4.125%
HK$22,277
baseline
▲ 0.50% · 4.625%
HK$23,633
+HK$1,356/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,554/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,321
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,946
−HK$635/mo
Today · 4.125%
HK$24,581
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,295/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,162/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,915 · Scale 2, in force from 26 Feb 2026)