LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,461
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,084
−HK$3,681/mo
Today · 4.125%
HK$123,765
baseline
▲ 0.50% · 4.625%
HK$131,295
+HK$7,530/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$247,530/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,562
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,037
−HK$3,525/mo
Today · 4.125%
HK$136,562
baseline
▲ 0.50% · 4.625%
HK$143,760
+HK$7,198/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$273,124/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,754
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,101
−HK$4,417/mo
Today · 4.125%
HK$148,518
baseline
▲ 0.50% · 4.625%
HK$157,554
+HK$9,036/mo
Deposit HK$20.43M · loan HK$30.64M · min. income ≈ HK$297,036/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,475
−HK$8,399/mo
▼ 0.25% · 3.875%
HK$159,644
−HK$4,230/mo
Today · 4.125%
HK$163,874
baseline
▲ 0.50% · 4.625%
HK$172,512
+HK$8,638/mo
Deposit HK$20.43M · loan HK$30.64M · min. income ≈ HK$327,748/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,046
−HK$10,224/mo
▼ 0.25% · 3.875%
HK$168,118
−HK$5,152/mo
Today · 4.125%
HK$173,270
baseline
▲ 0.50% · 4.625%
HK$183,814
+HK$10,544/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$346,540/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,387
−HK$9,800/mo
▼ 0.25% · 3.875%
HK$186,252
−HK$4,935/mo
Today · 4.125%
HK$191,187
baseline
▲ 0.50% · 4.625%
HK$201,265
+HK$10,078/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$382,374/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,631
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$216,151
−HK$6,625/mo
Today · 4.125%
HK$222,776
baseline
▲ 0.50% · 4.625%
HK$236,332
+HK$13,556/mo
Deposit HK$5.11M · loan HK$45.97M · min. income ≈ HK$445,552/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,212
−HK$12,600/mo
▼ 0.25% · 3.875%
HK$239,467
−HK$6,345/mo
Today · 4.125%
HK$245,812
baseline
▲ 0.50% · 4.625%
HK$258,769
+HK$12,957/mo
Deposit HK$5.11M · loan HK$45.97M · min. income ≈ HK$491,624/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,639 · Scale 2, in force from 26 Feb 2026)