LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,465
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$120,088
−HK$3,680/mo
Today · 4.125%
HK$123,768
baseline
▲ 0.50% · 4.625%
HK$131,299
+HK$7,531/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$247,536/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,566
−HK$7,000/mo
▼ 0.25% · 3.875%
HK$133,041
−HK$3,525/mo
Today · 4.125%
HK$136,566
baseline
▲ 0.50% · 4.625%
HK$143,765
+HK$7,199/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$273,132/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,758
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,105
−HK$4,417/mo
Today · 4.125%
HK$148,522
baseline
▲ 0.50% · 4.625%
HK$157,559
+HK$9,037/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$297,044/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,479
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,649
−HK$4,230/mo
Today · 4.125%
HK$163,879
baseline
▲ 0.50% · 4.625%
HK$172,518
+HK$8,639/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$327,758/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,051
−HK$10,225/mo
▼ 0.25% · 3.875%
HK$168,123
−HK$5,153/mo
Today · 4.125%
HK$173,276
baseline
▲ 0.50% · 4.625%
HK$183,819
+HK$10,543/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$346,552/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,392
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$186,257
−HK$4,936/mo
Today · 4.125%
HK$191,193
baseline
▲ 0.50% · 4.625%
HK$201,271
+HK$10,078/mo
Deposit HK$15.32M · loan HK$35.75M · min. income ≈ HK$382,386/mo (50% DSR)
Upfront cash ≈ HK$17.49M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,637
−HK$13,146/mo
▼ 0.25% · 3.875%
HK$216,158
−HK$6,625/mo
Today · 4.125%
HK$222,783
baseline
▲ 0.50% · 4.625%
HK$236,339
+HK$13,556/mo
Deposit HK$5.11M · loan HK$45.97M · min. income ≈ HK$445,566/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,219
−HK$12,600/mo
▼ 0.25% · 3.875%
HK$239,474
−HK$6,345/mo
Today · 4.125%
HK$245,819
baseline
▲ 0.50% · 4.625%
HK$258,776
+HK$12,957/mo
Deposit HK$5.11M · loan HK$45.97M · min. income ≈ HK$491,638/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,170,703 · Scale 2, in force from 26 Feb 2026)