LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,485
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,108
−HK$3,681/mo
Today · 4.125%
HK$123,789
baseline
▲ 0.50% · 4.625%
HK$131,322
+HK$7,533/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$247,578/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,588
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,064
−HK$3,525/mo
Today · 4.125%
HK$136,589
baseline
▲ 0.50% · 4.625%
HK$143,789
+HK$7,200/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$273,178/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,782
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,130
−HK$4,417/mo
Today · 4.125%
HK$148,547
baseline
▲ 0.50% · 4.625%
HK$157,586
+HK$9,039/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$297,094/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,506
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$159,676
−HK$4,231/mo
Today · 4.125%
HK$163,907
baseline
▲ 0.50% · 4.625%
HK$172,547
+HK$8,640/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$327,814/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,079
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$168,151
−HK$5,154/mo
Today · 4.125%
HK$173,305
baseline
▲ 0.50% · 4.625%
HK$183,850
+HK$10,545/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$346,610/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,423
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$186,289
−HK$4,936/mo
Today · 4.125%
HK$191,225
baseline
▲ 0.50% · 4.625%
HK$201,305
+HK$10,080/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$382,450/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,673
−HK$13,148/mo
▼ 0.25% · 3.875%
HK$216,195
−HK$6,626/mo
Today · 4.125%
HK$222,821
baseline
▲ 0.50% · 4.625%
HK$236,379
+HK$13,558/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$445,642/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,259
−HK$12,602/mo
▼ 0.25% · 3.875%
HK$239,515
−HK$6,346/mo
Today · 4.125%
HK$245,861
baseline
▲ 0.50% · 4.625%
HK$258,821
+HK$12,960/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$491,722/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,074 · Scale 2, in force from 26 Feb 2026)