LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,486
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$120,109
−HK$3,681/mo
Today · 4.125%
HK$123,790
baseline
▲ 0.50% · 4.625%
HK$131,323
+HK$7,533/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$247,580/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,589
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,065
−HK$3,525/mo
Today · 4.125%
HK$136,590
baseline
▲ 0.50% · 4.625%
HK$143,790
+HK$7,200/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$273,180/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,783
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$144,131
−HK$4,417/mo
Today · 4.125%
HK$148,548
baseline
▲ 0.50% · 4.625%
HK$157,587
+HK$9,039/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$297,096/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,507
−HK$8,401/mo
▼ 0.25% · 3.875%
HK$159,677
−HK$4,231/mo
Today · 4.125%
HK$163,908
baseline
▲ 0.50% · 4.625%
HK$172,548
+HK$8,640/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$327,816/mo (50% DSR)
Upfront cash ≈ HK$22.60M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,080
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$168,153
−HK$5,153/mo
Today · 4.125%
HK$173,306
baseline
▲ 0.50% · 4.625%
HK$183,852
+HK$10,546/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$346,612/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,425
−HK$9,801/mo
▼ 0.25% · 3.875%
HK$186,290
−HK$4,936/mo
Today · 4.125%
HK$191,226
baseline
▲ 0.50% · 4.625%
HK$201,306
+HK$10,080/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$382,452/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,674
−HK$13,148/mo
▼ 0.25% · 3.875%
HK$216,196
−HK$6,626/mo
Today · 4.125%
HK$222,822
baseline
▲ 0.50% · 4.625%
HK$236,381
+HK$13,559/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$445,644/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,260
−HK$12,603/mo
▼ 0.25% · 3.875%
HK$239,516
−HK$6,347/mo
Today · 4.125%
HK$245,863
baseline
▲ 0.50% · 4.625%
HK$258,822
+HK$12,959/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$491,726/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,088 · Scale 2, in force from 26 Feb 2026)