LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,490
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,113
−HK$3,682/mo
Today · 4.125%
HK$123,795
baseline
▲ 0.50% · 4.625%
HK$131,327
+HK$7,532/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$247,590/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,594
−HK$7,001/mo
▼ 0.25% · 3.875%
HK$133,069
−HK$3,526/mo
Today · 4.125%
HK$136,595
baseline
▲ 0.50% · 4.625%
HK$143,795
+HK$7,200/mo
Deposit HK$25.54M · loan HK$25.54M · min. income ≈ HK$273,190/mo (50% DSR)
Upfront cash ≈ HK$27.71M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,788
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,136
−HK$4,418/mo
Today · 4.125%
HK$148,554
baseline
▲ 0.50% · 4.625%
HK$157,593
+HK$9,039/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$297,108/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,512
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,683
−HK$4,231/mo
Today · 4.125%
HK$163,914
baseline
▲ 0.50% · 4.625%
HK$172,554
+HK$8,640/mo
Deposit HK$20.43M · loan HK$30.65M · min. income ≈ HK$327,828/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,086
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$168,159
−HK$5,154/mo
Today · 4.125%
HK$173,313
baseline
▲ 0.50% · 4.625%
HK$183,858
+HK$10,545/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$346,626/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,431
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$186,297
−HK$4,936/mo
Today · 4.125%
HK$191,233
baseline
▲ 0.50% · 4.625%
HK$201,314
+HK$10,081/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$382,466/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,682
−HK$13,148/mo
▼ 0.25% · 3.875%
HK$216,204
−HK$6,626/mo
Today · 4.125%
HK$222,830
baseline
▲ 0.50% · 4.625%
HK$236,389
+HK$13,559/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$445,660/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,269
−HK$12,602/mo
▼ 0.25% · 3.875%
HK$239,525
−HK$6,346/mo
Today · 4.125%
HK$245,871
baseline
▲ 0.50% · 4.625%
HK$258,832
+HK$12,961/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$491,742/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,167 · Scale 2, in force from 26 Feb 2026)