LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,499
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$120,123
−HK$3,682/mo
Today · 4.125%
HK$123,805
baseline
▲ 0.50% · 4.625%
HK$131,338
+HK$7,533/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,610/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,604
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$133,080
−HK$3,526/mo
Today · 4.125%
HK$136,606
baseline
▲ 0.50% · 4.625%
HK$143,807
+HK$7,201/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,212/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,799
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,148
−HK$4,418/mo
Today · 4.125%
HK$148,566
baseline
▲ 0.50% · 4.625%
HK$157,606
+HK$9,040/mo
Deposit HK$20.44M · loan HK$30.65M · min. income ≈ HK$297,132/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,525
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,696
−HK$4,232/mo
Today · 4.125%
HK$163,928
baseline
▲ 0.50% · 4.625%
HK$172,569
+HK$8,641/mo
Deposit HK$20.44M · loan HK$30.65M · min. income ≈ HK$327,856/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,099
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,172
−HK$5,155/mo
Today · 4.125%
HK$173,327
baseline
▲ 0.50% · 4.625%
HK$183,873
+HK$10,546/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$346,654/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,446
−HK$9,803/mo
▼ 0.25% · 3.875%
HK$186,312
−HK$4,937/mo
Today · 4.125%
HK$191,249
baseline
▲ 0.50% · 4.625%
HK$201,330
+HK$10,081/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$382,498/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,699
−HK$13,150/mo
▼ 0.25% · 3.875%
HK$216,222
−HK$6,627/mo
Today · 4.125%
HK$222,849
baseline
▲ 0.50% · 4.625%
HK$236,409
+HK$13,560/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$445,698/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,288
−HK$12,604/mo
▼ 0.25% · 3.875%
HK$239,545
−HK$6,347/mo
Today · 4.125%
HK$245,892
baseline
▲ 0.50% · 4.625%
HK$258,853
+HK$12,961/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$491,784/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,345 · Scale 2, in force from 26 Feb 2026)