LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,501
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$120,125
−HK$3,681/mo
Today · 4.125%
HK$123,806
baseline
▲ 0.50% · 4.625%
HK$131,340
+HK$7,534/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,612/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,606
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$133,082
−HK$3,526/mo
Today · 4.125%
HK$136,608
baseline
▲ 0.50% · 4.625%
HK$143,809
+HK$7,201/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,216/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,801
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,150
−HK$4,418/mo
Today · 4.125%
HK$148,568
baseline
▲ 0.50% · 4.625%
HK$157,608
+HK$9,040/mo
Deposit HK$20.44M · loan HK$30.65M · min. income ≈ HK$297,136/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,527
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,698
−HK$4,232/mo
Today · 4.125%
HK$163,930
baseline
▲ 0.50% · 4.625%
HK$172,571
+HK$8,641/mo
Deposit HK$20.44M · loan HK$30.65M · min. income ≈ HK$327,860/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,101
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$168,174
−HK$5,155/mo
Today · 4.125%
HK$173,329
baseline
▲ 0.50% · 4.625%
HK$183,876
+HK$10,547/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$346,658/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,448
−HK$9,803/mo
▼ 0.25% · 3.875%
HK$186,315
−HK$4,936/mo
Today · 4.125%
HK$191,251
baseline
▲ 0.50% · 4.625%
HK$201,333
+HK$10,082/mo
Deposit HK$15.33M · loan HK$35.76M · min. income ≈ HK$382,502/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,701
−HK$13,150/mo
▼ 0.25% · 3.875%
HK$216,224
−HK$6,627/mo
Today · 4.125%
HK$222,851
baseline
▲ 0.50% · 4.625%
HK$236,411
+HK$13,560/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$445,702/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,291
−HK$12,604/mo
▼ 0.25% · 3.875%
HK$239,547
−HK$6,348/mo
Today · 4.125%
HK$245,895
baseline
▲ 0.50% · 4.625%
HK$258,856
+HK$12,961/mo
Deposit HK$5.11M · loan HK$45.98M · min. income ≈ HK$491,790/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,371 · Scale 2, in force from 26 Feb 2026)