LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,512
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$120,136
−HK$3,682/mo
Today · 4.125%
HK$123,818
baseline
▲ 0.50% · 4.625%
HK$131,353
+HK$7,535/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,636/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,619
−HK$7,002/mo
▼ 0.25% · 3.875%
HK$133,095
−HK$3,526/mo
Today · 4.125%
HK$136,621
baseline
▲ 0.50% · 4.625%
HK$143,823
+HK$7,202/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,242/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,815
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,164
−HK$4,418/mo
Today · 4.125%
HK$148,582
baseline
▲ 0.50% · 4.625%
HK$157,623
+HK$9,041/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$297,164/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,542
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,714
−HK$4,232/mo
Today · 4.125%
HK$163,946
baseline
▲ 0.50% · 4.625%
HK$172,588
+HK$8,642/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$327,892/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,117
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$168,191
−HK$5,155/mo
Today · 4.125%
HK$173,346
baseline
▲ 0.50% · 4.625%
HK$183,894
+HK$10,548/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$346,692/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,466
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$186,333
−HK$4,937/mo
Today · 4.125%
HK$191,270
baseline
▲ 0.50% · 4.625%
HK$201,352
+HK$10,082/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$382,540/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,722
−HK$13,151/mo
▼ 0.25% · 3.875%
HK$216,245
−HK$6,628/mo
Today · 4.125%
HK$222,873
baseline
▲ 0.50% · 4.625%
HK$236,435
+HK$13,562/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$445,746/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,313
−HK$12,606/mo
▼ 0.25% · 3.875%
HK$239,571
−HK$6,348/mo
Today · 4.125%
HK$245,919
baseline
▲ 0.50% · 4.625%
HK$258,881
+HK$12,962/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$491,838/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,583 · Scale 2, in force from 26 Feb 2026)