LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,514
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,139
−HK$3,682/mo
Today · 4.125%
HK$123,821
baseline
▲ 0.50% · 4.625%
HK$131,355
+HK$7,534/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,642/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,621
−HK$7,003/mo
▼ 0.25% · 3.875%
HK$133,097
−HK$3,527/mo
Today · 4.125%
HK$136,624
baseline
▲ 0.50% · 4.625%
HK$143,826
+HK$7,202/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,248/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,817
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,166
−HK$4,419/mo
Today · 4.125%
HK$148,585
baseline
▲ 0.50% · 4.625%
HK$157,626
+HK$9,041/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$297,170/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,545
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,717
−HK$4,232/mo
Today · 4.125%
HK$163,949
baseline
▲ 0.50% · 4.625%
HK$172,591
+HK$8,642/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$327,898/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,120
−HK$10,229/mo
▼ 0.25% · 3.875%
HK$168,194
−HK$5,155/mo
Today · 4.125%
HK$173,349
baseline
▲ 0.50% · 4.625%
HK$183,897
+HK$10,548/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$346,698/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,470
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$186,336
−HK$4,938/mo
Today · 4.125%
HK$191,274
baseline
▲ 0.50% · 4.625%
HK$201,356
+HK$10,082/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$382,548/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,726
−HK$13,152/mo
▼ 0.25% · 3.875%
HK$216,250
−HK$6,628/mo
Today · 4.125%
HK$222,878
baseline
▲ 0.50% · 4.625%
HK$236,439
+HK$13,561/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$445,756/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,318
−HK$12,605/mo
▼ 0.25% · 3.875%
HK$239,575
−HK$6,348/mo
Today · 4.125%
HK$245,923
baseline
▲ 0.50% · 4.625%
HK$258,886
+HK$12,963/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$491,846/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,626 · Scale 2, in force from 26 Feb 2026)