LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,652
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,014
−HK$368/mo
Today · 4.125%
HK$12,382
baseline
▲ 0.50% · 4.625%
HK$13,136
+HK$754/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$24,764/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,963
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,310
−HK$353/mo
Today · 4.125%
HK$13,663
baseline
▲ 0.50% · 4.625%
HK$14,383
+HK$720/mo
Deposit HK$2.55M · loan HK$2.55M · min. income ≈ HK$27,326/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,982
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,417
−HK$442/mo
Today · 4.125%
HK$14,859
baseline
▲ 0.50% · 4.625%
HK$15,763
+HK$904/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$29,718/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,555
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,972
−HK$423/mo
Today · 4.125%
HK$16,395
baseline
▲ 0.50% · 4.625%
HK$17,260
+HK$865/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$32,790/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,313
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,820
−HK$515/mo
Today · 4.125%
HK$17,335
baseline
▲ 0.50% · 4.625%
HK$18,390
+HK$1,055/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$34,670/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,148
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,634
−HK$494/mo
Today · 4.125%
HK$19,128
baseline
▲ 0.50% · 4.625%
HK$20,136
+HK$1,008/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$38,256/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,973
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,626
−HK$662/mo
Today · 4.125%
HK$22,288
baseline
▲ 0.50% · 4.625%
HK$23,645
+HK$1,357/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,576/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,333
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,958
−HK$635/mo
Today · 4.125%
HK$24,593
baseline
▲ 0.50% · 4.625%
HK$25,889
+HK$1,296/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,186/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,972 · Scale 2, in force from 26 Feb 2026)