LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,653
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,015
−HK$368/mo
Today · 4.125%
HK$12,383
baseline
▲ 0.50% · 4.625%
HK$13,137
+HK$754/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,766/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,963
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,311
−HK$353/mo
Today · 4.125%
HK$13,664
baseline
▲ 0.50% · 4.625%
HK$14,384
+HK$720/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,328/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,983
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,418
−HK$442/mo
Today · 4.125%
HK$14,860
baseline
▲ 0.50% · 4.625%
HK$15,764
+HK$904/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$29,720/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,556
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,973
−HK$423/mo
Today · 4.125%
HK$16,396
baseline
▲ 0.50% · 4.625%
HK$17,261
+HK$865/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$32,792/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,314
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,821
−HK$516/mo
Today · 4.125%
HK$17,337
baseline
▲ 0.50% · 4.625%
HK$18,391
+HK$1,054/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$34,674/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,149
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,635
−HK$494/mo
Today · 4.125%
HK$19,129
baseline
▲ 0.50% · 4.625%
HK$20,137
+HK$1,008/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$38,258/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,975
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,627
−HK$663/mo
Today · 4.125%
HK$22,290
baseline
▲ 0.50% · 4.625%
HK$23,646
+HK$1,356/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,580/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,334
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,960
−HK$635/mo
Today · 4.125%
HK$24,595
baseline
▲ 0.50% · 4.625%
HK$25,891
+HK$1,296/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,190/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,980 · Scale 2, in force from 26 Feb 2026)