LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,530
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$120,154
−HK$3,683/mo
Today · 4.125%
HK$123,837
baseline
▲ 0.50% · 4.625%
HK$131,372
+HK$7,535/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,674/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,638
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$133,115
−HK$3,527/mo
Today · 4.125%
HK$136,642
baseline
▲ 0.50% · 4.625%
HK$143,845
+HK$7,203/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,284/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,836
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,185
−HK$4,420/mo
Today · 4.125%
HK$148,605
baseline
▲ 0.50% · 4.625%
HK$157,647
+HK$9,042/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$297,210/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,566
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,738
−HK$4,232/mo
Today · 4.125%
HK$163,970
baseline
▲ 0.50% · 4.625%
HK$172,614
+HK$8,644/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$327,940/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,142
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$168,216
−HK$5,156/mo
Today · 4.125%
HK$173,372
baseline
▲ 0.50% · 4.625%
HK$183,921
+HK$10,549/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$346,744/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,493
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,361
−HK$4,938/mo
Today · 4.125%
HK$191,299
baseline
▲ 0.50% · 4.625%
HK$201,383
+HK$10,084/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$382,598/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,753
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,278
−HK$6,629/mo
Today · 4.125%
HK$222,907
baseline
▲ 0.50% · 4.625%
HK$236,470
+HK$13,563/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$445,814/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,349
−HK$12,607/mo
▼ 0.25% · 3.875%
HK$239,607
−HK$6,349/mo
Today · 4.125%
HK$245,956
baseline
▲ 0.50% · 4.625%
HK$258,920
+HK$12,964/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$491,912/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,911 · Scale 2, in force from 26 Feb 2026)