LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,530
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$120,155
−HK$3,683/mo
Today · 4.125%
HK$123,838
baseline
▲ 0.50% · 4.625%
HK$131,373
+HK$7,535/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,676/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,639
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$133,115
−HK$3,528/mo
Today · 4.125%
HK$136,643
baseline
▲ 0.50% · 4.625%
HK$143,845
+HK$7,202/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,286/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,836
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,186
−HK$4,419/mo
Today · 4.125%
HK$148,605
baseline
▲ 0.50% · 4.625%
HK$157,647
+HK$9,042/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$297,210/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,566
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$159,739
−HK$4,232/mo
Today · 4.125%
HK$163,971
baseline
▲ 0.50% · 4.625%
HK$172,614
+HK$8,643/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$327,942/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,142
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$168,217
−HK$5,156/mo
Today · 4.125%
HK$173,373
baseline
▲ 0.50% · 4.625%
HK$183,922
+HK$10,549/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$346,746/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,494
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,362
−HK$4,938/mo
Today · 4.125%
HK$191,300
baseline
▲ 0.50% · 4.625%
HK$201,383
+HK$10,083/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$382,600/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,754
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,279
−HK$6,629/mo
Today · 4.125%
HK$222,908
baseline
▲ 0.50% · 4.625%
HK$236,471
+HK$13,563/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$445,816/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,349
−HK$12,608/mo
▼ 0.25% · 3.875%
HK$239,608
−HK$6,349/mo
Today · 4.125%
HK$245,957
baseline
▲ 0.50% · 4.625%
HK$258,921
+HK$12,964/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$491,914/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,919 · Scale 2, in force from 26 Feb 2026)