LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,531
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$120,156
−HK$3,683/mo
Today · 4.125%
HK$123,839
baseline
▲ 0.50% · 4.625%
HK$131,374
+HK$7,535/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$247,678/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,640
−HK$7,004/mo
▼ 0.25% · 3.875%
HK$133,117
−HK$3,527/mo
Today · 4.125%
HK$136,644
baseline
▲ 0.50% · 4.625%
HK$143,846
+HK$7,202/mo
Deposit HK$25.55M · loan HK$25.55M · min. income ≈ HK$273,288/mo (50% DSR)
Upfront cash ≈ HK$27.72M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,837
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,187
−HK$4,419/mo
Today · 4.125%
HK$148,606
baseline
▲ 0.50% · 4.625%
HK$157,649
+HK$9,043/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$297,212/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,568
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,740
−HK$4,232/mo
Today · 4.125%
HK$163,972
baseline
▲ 0.50% · 4.625%
HK$172,616
+HK$8,644/mo
Deposit HK$20.44M · loan HK$30.66M · min. income ≈ HK$327,944/mo (50% DSR)
Upfront cash ≈ HK$22.61M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,144
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$168,218
−HK$5,156/mo
Today · 4.125%
HK$173,374
baseline
▲ 0.50% · 4.625%
HK$183,923
+HK$10,549/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$346,748/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,496
−HK$9,805/mo
▼ 0.25% · 3.875%
HK$186,363
−HK$4,938/mo
Today · 4.125%
HK$191,301
baseline
▲ 0.50% · 4.625%
HK$201,385
+HK$10,084/mo
Deposit HK$15.33M · loan HK$35.77M · min. income ≈ HK$382,602/mo (50% DSR)
Upfront cash ≈ HK$17.50M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,756
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$216,281
−HK$6,629/mo
Today · 4.125%
HK$222,910
baseline
▲ 0.50% · 4.625%
HK$236,473
+HK$13,563/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$445,820/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,351
−HK$12,608/mo
▼ 0.25% · 3.875%
HK$239,610
−HK$6,349/mo
Today · 4.125%
HK$245,959
baseline
▲ 0.50% · 4.625%
HK$258,924
+HK$12,965/mo
Deposit HK$5.11M · loan HK$45.99M · min. income ≈ HK$491,918/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,171,937 · Scale 2, in force from 26 Feb 2026)