LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,654
−HK$731/mo
▼ 0.25% · 3.875%
HK$12,016
−HK$369/mo
Today · 4.125%
HK$12,385
baseline
▲ 0.50% · 4.625%
HK$13,138
+HK$753/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,770/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,965
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,313
−HK$352/mo
Today · 4.125%
HK$13,665
baseline
▲ 0.50% · 4.625%
HK$14,386
+HK$721/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,330/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,985
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,420
−HK$442/mo
Today · 4.125%
HK$14,862
baseline
▲ 0.50% · 4.625%
HK$15,766
+HK$904/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$29,724/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,558
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,975
−HK$423/mo
Today · 4.125%
HK$16,398
baseline
▲ 0.50% · 4.625%
HK$17,263
+HK$865/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$32,796/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,315
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$16,823
−HK$516/mo
Today · 4.125%
HK$17,339
baseline
▲ 0.50% · 4.625%
HK$18,394
+HK$1,055/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$34,678/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,151
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,638
−HK$493/mo
Today · 4.125%
HK$19,131
baseline
▲ 0.50% · 4.625%
HK$20,140
+HK$1,009/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$38,262/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,977
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,630
−HK$662/mo
Today · 4.125%
HK$22,292
baseline
▲ 0.50% · 4.625%
HK$23,649
+HK$1,357/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,584/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$635/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$25,894
+HK$1,296/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$114,993 · Scale 2, in force from 26 Feb 2026)