LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,553
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$120,179
−HK$3,683/mo
Today · 4.125%
HK$123,862
baseline
▲ 0.50% · 4.625%
HK$131,399
+HK$7,537/mo
Deposit HK$25.56M · loan HK$25.56M · min. income ≈ HK$247,724/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,664
−HK$7,006/mo
▼ 0.25% · 3.875%
HK$133,142
−HK$3,528/mo
Today · 4.125%
HK$136,670
baseline
▲ 0.50% · 4.625%
HK$143,874
+HK$7,204/mo
Deposit HK$25.56M · loan HK$25.56M · min. income ≈ HK$273,340/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,864
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$144,215
−HK$4,420/mo
Today · 4.125%
HK$148,635
baseline
▲ 0.50% · 4.625%
HK$157,679
+HK$9,044/mo
Deposit HK$20.45M · loan HK$30.67M · min. income ≈ HK$297,270/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,597
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$159,770
−HK$4,234/mo
Today · 4.125%
HK$164,004
baseline
▲ 0.50% · 4.625%
HK$172,649
+HK$8,645/mo
Deposit HK$20.45M · loan HK$30.67M · min. income ≈ HK$328,008/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,175
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,250
−HK$5,157/mo
Today · 4.125%
HK$173,407
baseline
▲ 0.50% · 4.625%
HK$183,959
+HK$10,552/mo
Deposit HK$15.33M · loan HK$35.78M · min. income ≈ HK$346,814/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,530
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,399
−HK$4,939/mo
Today · 4.125%
HK$191,338
baseline
▲ 0.50% · 4.625%
HK$201,423
+HK$10,085/mo
Deposit HK$15.33M · loan HK$35.78M · min. income ≈ HK$382,676/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,796
−HK$13,156/mo
▼ 0.25% · 3.875%
HK$216,322
−HK$6,630/mo
Today · 4.125%
HK$222,952
baseline
▲ 0.50% · 4.625%
HK$236,518
+HK$13,566/mo
Deposit HK$5.11M · loan HK$46.00M · min. income ≈ HK$445,904/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,396
−HK$12,610/mo
▼ 0.25% · 3.875%
HK$239,655
−HK$6,351/mo
Today · 4.125%
HK$246,006
baseline
▲ 0.50% · 4.625%
HK$258,973
+HK$12,967/mo
Deposit HK$5.11M · loan HK$46.00M · min. income ≈ HK$492,012/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$2,172,351 · Scale 2, in force from 26 Feb 2026)