LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,656
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,018
−HK$368/mo
Today · 4.125%
HK$12,386
baseline
▲ 0.50% · 4.625%
HK$13,140
+HK$754/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,772/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,967
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,314
−HK$353/mo
Today · 4.125%
HK$13,667
baseline
▲ 0.50% · 4.625%
HK$14,388
+HK$721/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,334/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,987
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,422
−HK$442/mo
Today · 4.125%
HK$14,864
baseline
▲ 0.50% · 4.625%
HK$15,768
+HK$904/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$29,728/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,560
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,977
−HK$424/mo
Today · 4.125%
HK$16,401
baseline
▲ 0.50% · 4.625%
HK$17,265
+HK$864/mo
Deposit HK$2.04M · loan HK$3.07M · min. income ≈ HK$32,802/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,318
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,825
−HK$516/mo
Today · 4.125%
HK$17,341
baseline
▲ 0.50% · 4.625%
HK$18,396
+HK$1,055/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$34,682/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,153
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,640
−HK$494/mo
Today · 4.125%
HK$19,134
baseline
▲ 0.50% · 4.625%
HK$20,143
+HK$1,009/mo
Deposit HK$1.53M · loan HK$3.58M · min. income ≈ HK$38,268/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,980
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,633
−HK$663/mo
Today · 4.125%
HK$22,296
baseline
▲ 0.50% · 4.625%
HK$23,652
+HK$1,356/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,592/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,340
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,966
−HK$635/mo
Today · 4.125%
HK$24,601
baseline
▲ 0.50% · 4.625%
HK$25,898
+HK$1,297/mo
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$49,202/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$115,009 · Scale 2, in force from 26 Feb 2026)