LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,574
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$120,200
−HK$3,684/mo
Today · 4.125%
HK$123,884
baseline
▲ 0.50% · 4.625%
HK$131,422
+HK$7,538/mo
Deposit HK$25.56M · loan HK$25.56M · min. income ≈ HK$247,768/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,687
−HK$7,007/mo
▼ 0.25% · 3.875%
HK$133,165
−HK$3,529/mo
Today · 4.125%
HK$136,694
baseline
▲ 0.50% · 4.625%
HK$143,899
+HK$7,205/mo
Deposit HK$25.56M · loan HK$25.56M · min. income ≈ HK$273,388/mo (50% DSR)
Upfront cash ≈ HK$27.73M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,889
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$144,240
−HK$4,421/mo
Today · 4.125%
HK$148,661
baseline
▲ 0.50% · 4.625%
HK$157,706
+HK$9,045/mo
Deposit HK$20.45M · loan HK$30.67M · min. income ≈ HK$297,322/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,625
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,798
−HK$4,235/mo
Today · 4.125%
HK$164,033
baseline
▲ 0.50% · 4.625%
HK$172,679
+HK$8,646/mo
Deposit HK$20.45M · loan HK$30.67M · min. income ≈ HK$328,066/mo (50% DSR)
Upfront cash ≈ HK$22.62M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,203
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$168,280
−HK$5,158/mo
Today · 4.125%
HK$173,438
baseline
▲ 0.50% · 4.625%
HK$183,991
+HK$10,553/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$346,876/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,562
−HK$9,809/mo
▼ 0.25% · 3.875%
HK$186,431
−HK$4,940/mo
Today · 4.125%
HK$191,371
baseline
▲ 0.50% · 4.625%
HK$201,459
+HK$10,088/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$382,742/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,833
−HK$13,158/mo
▼ 0.25% · 3.875%
HK$216,360
−HK$6,631/mo
Today · 4.125%
HK$222,991
baseline
▲ 0.50% · 4.625%
HK$236,560
+HK$13,569/mo
Deposit HK$5.11M · loan HK$46.01M · min. income ≈ HK$445,982/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,437
−HK$12,612/mo
▼ 0.25% · 3.875%
HK$239,698
−HK$6,351/mo
Today · 4.125%
HK$246,049
baseline
▲ 0.50% · 4.625%
HK$259,018
+HK$12,969/mo
Deposit HK$5.11M · loan HK$46.01M · min. income ≈ HK$492,098/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,172,733 · Scale 2, in force from 26 Feb 2026)