LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,592
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$120,218
−HK$3,685/mo
Today · 4.125%
HK$123,903
baseline
▲ 0.50% · 4.625%
HK$131,442
+HK$7,539/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$247,806/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,707
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,186
−HK$3,529/mo
Today · 4.125%
HK$136,715
baseline
▲ 0.50% · 4.625%
HK$143,921
+HK$7,206/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$273,430/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,910
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,262
−HK$4,422/mo
Today · 4.125%
HK$148,684
baseline
▲ 0.50% · 4.625%
HK$157,731
+HK$9,047/mo
Deposit HK$20.45M · loan HK$30.68M · min. income ≈ HK$297,368/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,648
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,823
−HK$4,235/mo
Today · 4.125%
HK$164,058
baseline
▲ 0.50% · 4.625%
HK$172,705
+HK$8,647/mo
Deposit HK$20.45M · loan HK$30.68M · min. income ≈ HK$328,116/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,228
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,306
−HK$5,158/mo
Today · 4.125%
HK$173,464
baseline
▲ 0.50% · 4.625%
HK$184,019
+HK$10,555/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$346,928/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,590
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$186,460
−HK$4,941/mo
Today · 4.125%
HK$191,401
baseline
▲ 0.50% · 4.625%
HK$201,490
+HK$10,089/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$382,802/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,865
−HK$13,160/mo
▼ 0.25% · 3.875%
HK$216,393
−HK$6,632/mo
Today · 4.125%
HK$223,025
baseline
▲ 0.50% · 4.625%
HK$236,596
+HK$13,571/mo
Deposit HK$5.11M · loan HK$46.02M · min. income ≈ HK$446,050/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,473
−HK$12,614/mo
▼ 0.25% · 3.875%
HK$239,734
−HK$6,353/mo
Today · 4.125%
HK$246,087
baseline
▲ 0.50% · 4.625%
HK$259,058
+HK$12,971/mo
Deposit HK$5.11M · loan HK$46.02M · min. income ≈ HK$492,174/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,066 · Scale 2, in force from 26 Feb 2026)