LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,593
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$120,220
−HK$3,684/mo
Today · 4.125%
HK$123,904
baseline
▲ 0.50% · 4.625%
HK$131,443
+HK$7,539/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$247,808/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,708
−HK$7,008/mo
▼ 0.25% · 3.875%
HK$133,187
−HK$3,529/mo
Today · 4.125%
HK$136,716
baseline
▲ 0.50% · 4.625%
HK$143,923
+HK$7,207/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$273,432/mo (50% DSR)
Upfront cash ≈ HK$27.74M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,911
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,263
−HK$4,422/mo
Today · 4.125%
HK$148,685
baseline
▲ 0.50% · 4.625%
HK$157,732
+HK$9,047/mo
Deposit HK$20.45M · loan HK$30.68M · min. income ≈ HK$297,370/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,650
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$159,824
−HK$4,235/mo
Today · 4.125%
HK$164,059
baseline
▲ 0.50% · 4.625%
HK$172,707
+HK$8,648/mo
Deposit HK$20.45M · loan HK$30.68M · min. income ≈ HK$328,118/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,230
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,307
−HK$5,159/mo
Today · 4.125%
HK$173,466
baseline
▲ 0.50% · 4.625%
HK$184,021
+HK$10,555/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$346,932/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,592
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$186,462
−HK$4,941/mo
Today · 4.125%
HK$191,403
baseline
▲ 0.50% · 4.625%
HK$201,492
+HK$10,089/mo
Deposit HK$15.34M · loan HK$35.79M · min. income ≈ HK$382,806/mo (50% DSR)
Upfront cash ≈ HK$17.51M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,867
−HK$13,161/mo
▼ 0.25% · 3.875%
HK$216,395
−HK$6,633/mo
Today · 4.125%
HK$223,028
baseline
▲ 0.50% · 4.625%
HK$236,598
+HK$13,570/mo
Deposit HK$5.11M · loan HK$46.02M · min. income ≈ HK$446,056/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,475
−HK$12,614/mo
▼ 0.25% · 3.875%
HK$239,737
−HK$6,352/mo
Today · 4.125%
HK$246,089
baseline
▲ 0.50% · 4.625%
HK$259,061
+HK$12,972/mo
Deposit HK$5.11M · loan HK$46.02M · min. income ≈ HK$492,178/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,087 · Scale 2, in force from 26 Feb 2026)