LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,623
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,250
−HK$3,686/mo
Today · 4.125%
HK$123,936
baseline
▲ 0.50% · 4.625%
HK$131,477
+HK$7,541/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$247,872/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,742
−HK$7,009/mo
▼ 0.25% · 3.875%
HK$133,221
−HK$3,530/mo
Today · 4.125%
HK$136,751
baseline
▲ 0.50% · 4.625%
HK$143,960
+HK$7,209/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$273,502/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,947
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,301
−HK$4,422/mo
Today · 4.125%
HK$148,723
baseline
▲ 0.50% · 4.625%
HK$157,773
+HK$9,050/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$297,446/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,690
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,866
−HK$4,236/mo
Today · 4.125%
HK$164,102
baseline
▲ 0.50% · 4.625%
HK$172,752
+HK$8,650/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$328,204/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,272
−HK$10,239/mo
▼ 0.25% · 3.875%
HK$168,351
−HK$5,160/mo
Today · 4.125%
HK$173,511
baseline
▲ 0.50% · 4.625%
HK$184,068
+HK$10,557/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$347,022/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,638
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,510
−HK$4,942/mo
Today · 4.125%
HK$191,452
baseline
▲ 0.50% · 4.625%
HK$201,543
+HK$10,091/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$382,904/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,921
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$216,451
−HK$6,634/mo
Today · 4.125%
HK$223,085
baseline
▲ 0.50% · 4.625%
HK$236,659
+HK$13,574/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$446,170/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,535
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$239,798
−HK$6,354/mo
Today · 4.125%
HK$246,152
baseline
▲ 0.50% · 4.625%
HK$259,127
+HK$12,975/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$492,304/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,646 · Scale 2, in force from 26 Feb 2026)