LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,629
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$120,256
−HK$3,686/mo
Today · 4.125%
HK$123,942
baseline
▲ 0.50% · 4.625%
HK$131,484
+HK$7,542/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$247,884/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,748
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,228
−HK$3,530/mo
Today · 4.125%
HK$136,758
baseline
▲ 0.50% · 4.625%
HK$143,967
+HK$7,209/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$273,516/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,954
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,308
−HK$4,423/mo
Today · 4.125%
HK$148,731
baseline
▲ 0.50% · 4.625%
HK$157,781
+HK$9,050/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$297,462/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,698
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,873
−HK$4,237/mo
Today · 4.125%
HK$164,110
baseline
▲ 0.50% · 4.625%
HK$172,760
+HK$8,650/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$328,220/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,280
−HK$10,239/mo
▼ 0.25% · 3.875%
HK$168,359
−HK$5,160/mo
Today · 4.125%
HK$173,519
baseline
▲ 0.50% · 4.625%
HK$184,077
+HK$10,558/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$347,038/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,647
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,519
−HK$4,942/mo
Today · 4.125%
HK$191,461
baseline
▲ 0.50% · 4.625%
HK$201,553
+HK$10,092/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$382,922/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,931
−HK$13,165/mo
▼ 0.25% · 3.875%
HK$216,462
−HK$6,634/mo
Today · 4.125%
HK$223,096
baseline
▲ 0.50% · 4.625%
HK$236,671
+HK$13,575/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$446,192/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,547
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$239,810
−HK$6,354/mo
Today · 4.125%
HK$246,164
baseline
▲ 0.50% · 4.625%
HK$259,140
+HK$12,976/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$492,328/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,754 · Scale 2, in force from 26 Feb 2026)