LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,632
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,260
−HK$3,686/mo
Today · 4.125%
HK$123,946
baseline
▲ 0.50% · 4.625%
HK$131,488
+HK$7,542/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$247,892/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,752
−HK$7,010/mo
▼ 0.25% · 3.875%
HK$133,232
−HK$3,530/mo
Today · 4.125%
HK$136,762
baseline
▲ 0.50% · 4.625%
HK$143,971
+HK$7,209/mo
Deposit HK$25.57M · loan HK$25.57M · min. income ≈ HK$273,524/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,959
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,312
−HK$4,423/mo
Today · 4.125%
HK$148,735
baseline
▲ 0.50% · 4.625%
HK$157,785
+HK$9,050/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$297,470/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,702
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,878
−HK$4,237/mo
Today · 4.125%
HK$164,115
baseline
▲ 0.50% · 4.625%
HK$172,765
+HK$8,650/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$328,230/mo (50% DSR)
Upfront cash ≈ HK$22.63M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,285
−HK$10,239/mo
▼ 0.25% · 3.875%
HK$168,364
−HK$5,160/mo
Today · 4.125%
HK$173,524
baseline
▲ 0.50% · 4.625%
HK$184,083
+HK$10,559/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$347,048/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,653
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,525
−HK$4,942/mo
Today · 4.125%
HK$191,467
baseline
▲ 0.50% · 4.625%
HK$201,559
+HK$10,092/mo
Deposit HK$15.34M · loan HK$35.80M · min. income ≈ HK$382,934/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,938
−HK$13,165/mo
▼ 0.25% · 3.875%
HK$216,468
−HK$6,635/mo
Today · 4.125%
HK$223,103
baseline
▲ 0.50% · 4.625%
HK$236,678
+HK$13,575/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$446,206/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,554
−HK$12,618/mo
▼ 0.25% · 3.875%
HK$239,817
−HK$6,355/mo
Today · 4.125%
HK$246,172
baseline
▲ 0.50% · 4.625%
HK$259,148
+HK$12,976/mo
Deposit HK$5.11M · loan HK$46.03M · min. income ≈ HK$492,344/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,173,819 · Scale 2, in force from 26 Feb 2026)