LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,645
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$120,273
−HK$3,686/mo
Today · 4.125%
HK$123,959
baseline
▲ 0.50% · 4.625%
HK$131,502
+HK$7,543/mo
Deposit HK$25.58M · loan HK$25.58M · min. income ≈ HK$247,918/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,766
−HK$7,011/mo
▼ 0.25% · 3.875%
HK$133,246
−HK$3,531/mo
Today · 4.125%
HK$136,777
baseline
▲ 0.50% · 4.625%
HK$143,987
+HK$7,210/mo
Deposit HK$25.58M · loan HK$25.58M · min. income ≈ HK$273,554/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,974
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,328
−HK$4,423/mo
Today · 4.125%
HK$148,751
baseline
▲ 0.50% · 4.625%
HK$157,802
+HK$9,051/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$297,502/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,719
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,895
−HK$4,237/mo
Today · 4.125%
HK$164,132
baseline
▲ 0.50% · 4.625%
HK$172,784
+HK$8,652/mo
Deposit HK$20.46M · loan HK$30.69M · min. income ≈ HK$328,264/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,302
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,382
−HK$5,161/mo
Today · 4.125%
HK$173,543
baseline
▲ 0.50% · 4.625%
HK$184,103
+HK$10,560/mo
Deposit HK$15.35M · loan HK$35.81M · min. income ≈ HK$347,086/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,672
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,545
−HK$4,943/mo
Today · 4.125%
HK$191,488
baseline
▲ 0.50% · 4.625%
HK$201,581
+HK$10,093/mo
Deposit HK$15.35M · loan HK$35.81M · min. income ≈ HK$382,976/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,960
−HK$13,167/mo
▼ 0.25% · 3.875%
HK$216,491
−HK$6,636/mo
Today · 4.125%
HK$223,127
baseline
▲ 0.50% · 4.625%
HK$236,703
+HK$13,576/mo
Deposit HK$5.12M · loan HK$46.04M · min. income ≈ HK$446,254/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,579
−HK$12,619/mo
▼ 0.25% · 3.875%
HK$239,843
−HK$6,355/mo
Today · 4.125%
HK$246,198
baseline
▲ 0.50% · 4.625%
HK$259,176
+HK$12,978/mo
Deposit HK$5.12M · loan HK$46.04M · min. income ≈ HK$492,396/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,053 · Scale 2, in force from 26 Feb 2026)