LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,658
−HK$7,315/mo
▼ 0.25% · 3.875%
HK$120,286
−HK$3,687/mo
Today · 4.125%
HK$123,973
baseline
▲ 0.50% · 4.625%
HK$131,517
+HK$7,544/mo
Deposit HK$25.58M · loan HK$25.58M · min. income ≈ HK$247,946/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,780
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,261
−HK$3,531/mo
Today · 4.125%
HK$136,792
baseline
▲ 0.50% · 4.625%
HK$144,003
+HK$7,211/mo
Deposit HK$25.58M · loan HK$25.58M · min. income ≈ HK$273,584/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,989
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$144,344
−HK$4,424/mo
Today · 4.125%
HK$148,768
baseline
▲ 0.50% · 4.625%
HK$157,820
+HK$9,052/mo
Deposit HK$20.46M · loan HK$30.70M · min. income ≈ HK$297,536/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,736
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$159,913
−HK$4,237/mo
Today · 4.125%
HK$164,150
baseline
▲ 0.50% · 4.625%
HK$172,803
+HK$8,653/mo
Deposit HK$20.46M · loan HK$30.70M · min. income ≈ HK$328,300/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,321
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,401
−HK$5,161/mo
Today · 4.125%
HK$173,562
baseline
▲ 0.50% · 4.625%
HK$184,123
+HK$10,561/mo
Deposit HK$15.35M · loan HK$35.81M · min. income ≈ HK$347,124/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,693
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,565
−HK$4,944/mo
Today · 4.125%
HK$191,509
baseline
▲ 0.50% · 4.625%
HK$201,604
+HK$10,095/mo
Deposit HK$15.35M · loan HK$35.81M · min. income ≈ HK$383,018/mo (50% DSR)
Upfront cash ≈ HK$17.52M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,984
−HK$13,167/mo
▼ 0.25% · 3.875%
HK$216,515
−HK$6,636/mo
Today · 4.125%
HK$223,151
baseline
▲ 0.50% · 4.625%
HK$236,730
+HK$13,579/mo
Deposit HK$5.12M · loan HK$46.04M · min. income ≈ HK$446,302/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,605
−HK$12,621/mo
▼ 0.25% · 3.875%
HK$239,870
−HK$6,356/mo
Today · 4.125%
HK$246,226
baseline
▲ 0.50% · 4.625%
HK$259,205
+HK$12,979/mo
Deposit HK$5.12M · loan HK$46.04M · min. income ≈ HK$492,452/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,294 · Scale 2, in force from 26 Feb 2026)