LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,686
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,316
−HK$3,687/mo
Today · 4.125%
HK$124,003
baseline
▲ 0.50% · 4.625%
HK$131,549
+HK$7,546/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$248,006/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,812
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,294
−HK$3,532/mo
Today · 4.125%
HK$136,826
baseline
▲ 0.50% · 4.625%
HK$144,038
+HK$7,212/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$273,652/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,023
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$144,379
−HK$4,425/mo
Today · 4.125%
HK$148,804
baseline
▲ 0.50% · 4.625%
HK$157,858
+HK$9,054/mo
Deposit HK$20.47M · loan HK$30.70M · min. income ≈ HK$297,608/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,775
−HK$8,416/mo
▼ 0.25% · 3.875%
HK$159,952
−HK$4,239/mo
Today · 4.125%
HK$164,191
baseline
▲ 0.50% · 4.625%
HK$172,845
+HK$8,654/mo
Deposit HK$20.47M · loan HK$30.70M · min. income ≈ HK$328,382/mo (50% DSR)
Upfront cash ≈ HK$22.64M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,361
−HK$10,244/mo
▼ 0.25% · 3.875%
HK$168,442
−HK$5,163/mo
Today · 4.125%
HK$173,605
baseline
▲ 0.50% · 4.625%
HK$184,168
+HK$10,563/mo
Deposit HK$15.35M · loan HK$35.82M · min. income ≈ HK$347,210/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,737
−HK$9,819/mo
▼ 0.25% · 3.875%
HK$186,611
−HK$4,945/mo
Today · 4.125%
HK$191,556
baseline
▲ 0.50% · 4.625%
HK$201,653
+HK$10,097/mo
Deposit HK$15.35M · loan HK$35.82M · min. income ≈ HK$383,112/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,035
−HK$13,171/mo
▼ 0.25% · 3.875%
HK$216,568
−HK$6,638/mo
Today · 4.125%
HK$223,206
baseline
▲ 0.50% · 4.625%
HK$236,788
+HK$13,582/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$446,412/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,662
−HK$12,624/mo
▼ 0.25% · 3.875%
HK$239,929
−HK$6,357/mo
Today · 4.125%
HK$246,286
baseline
▲ 0.50% · 4.625%
HK$259,268
+HK$12,982/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$492,572/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,174,827 · Scale 2, in force from 26 Feb 2026)