LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,706
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,336
−HK$3,688/mo
Today · 4.125%
HK$124,024
baseline
▲ 0.50% · 4.625%
HK$131,571
+HK$7,547/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$248,048/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,834
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,316
−HK$3,532/mo
Today · 4.125%
HK$136,848
baseline
▲ 0.50% · 4.625%
HK$144,062
+HK$7,214/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$273,696/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,047
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$144,403
−HK$4,426/mo
Today · 4.125%
HK$148,829
baseline
▲ 0.50% · 4.625%
HK$157,885
+HK$9,056/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$297,658/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,801
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,979
−HK$4,239/mo
Today · 4.125%
HK$164,218
baseline
▲ 0.50% · 4.625%
HK$172,874
+HK$8,656/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$328,436/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,388
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$168,470
−HK$5,164/mo
Today · 4.125%
HK$173,634
baseline
▲ 0.50% · 4.625%
HK$184,199
+HK$10,565/mo
Deposit HK$15.35M · loan HK$35.83M · min. income ≈ HK$347,268/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,768
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$186,642
−HK$4,946/mo
Today · 4.125%
HK$191,588
baseline
▲ 0.50% · 4.625%
HK$201,687
+HK$10,099/mo
Deposit HK$15.35M · loan HK$35.83M · min. income ≈ HK$383,176/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,070
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$216,605
−HK$6,639/mo
Today · 4.125%
HK$223,244
baseline
▲ 0.50% · 4.625%
HK$236,827
+HK$13,583/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$446,488/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,701
−HK$12,626/mo
▼ 0.25% · 3.875%
HK$239,969
−HK$6,358/mo
Today · 4.125%
HK$246,327
baseline
▲ 0.50% · 4.625%
HK$259,312
+HK$12,985/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$492,654/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,192 · Scale 2, in force from 26 Feb 2026)