LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,707
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,337
−HK$3,688/mo
Today · 4.125%
HK$124,025
baseline
▲ 0.50% · 4.625%
HK$131,572
+HK$7,547/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$248,050/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,835
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,317
−HK$3,533/mo
Today · 4.125%
HK$136,850
baseline
▲ 0.50% · 4.625%
HK$144,063
+HK$7,213/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$273,700/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,048
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$144,404
−HK$4,426/mo
Today · 4.125%
HK$148,830
baseline
▲ 0.50% · 4.625%
HK$157,886
+HK$9,056/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$297,660/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,802
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,981
−HK$4,238/mo
Today · 4.125%
HK$164,219
baseline
▲ 0.50% · 4.625%
HK$172,876
+HK$8,657/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$328,438/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,389
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$168,472
−HK$5,163/mo
Today · 4.125%
HK$173,635
baseline
▲ 0.50% · 4.625%
HK$184,201
+HK$10,566/mo
Deposit HK$15.35M · loan HK$35.83M · min. income ≈ HK$347,270/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,769
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$186,644
−HK$4,945/mo
Today · 4.125%
HK$191,589
baseline
▲ 0.50% · 4.625%
HK$201,688
+HK$10,099/mo
Deposit HK$15.35M · loan HK$35.83M · min. income ≈ HK$383,178/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,072
−HK$13,173/mo
▼ 0.25% · 3.875%
HK$216,606
−HK$6,639/mo
Today · 4.125%
HK$223,245
baseline
▲ 0.50% · 4.625%
HK$236,829
+HK$13,584/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$446,490/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,703
−HK$12,626/mo
▼ 0.25% · 3.875%
HK$239,971
−HK$6,358/mo
Today · 4.125%
HK$246,329
baseline
▲ 0.50% · 4.625%
HK$259,314
+HK$12,985/mo
Deposit HK$5.12M · loan HK$46.06M · min. income ≈ HK$492,658/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,209 · Scale 2, in force from 26 Feb 2026)