LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,671
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,034
−HK$369/mo
Today · 4.125%
HK$12,403
baseline
▲ 0.50% · 4.625%
HK$13,158
+HK$755/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,806/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,984
−HK$701/mo
▼ 0.25% · 3.875%
HK$13,332
−HK$353/mo
Today · 4.125%
HK$13,685
baseline
▲ 0.50% · 4.625%
HK$14,407
+HK$722/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,370/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,005
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,441
−HK$442/mo
Today · 4.125%
HK$14,883
baseline
▲ 0.50% · 4.625%
HK$15,789
+HK$906/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$29,766/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,581
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,999
−HK$423/mo
Today · 4.125%
HK$16,422
baseline
▲ 0.50% · 4.625%
HK$17,288
+HK$866/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$32,844/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,339
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,848
−HK$516/mo
Today · 4.125%
HK$17,364
baseline
▲ 0.50% · 4.625%
HK$18,421
+HK$1,057/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$34,728/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,177
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,665
−HK$495/mo
Today · 4.125%
HK$19,160
baseline
▲ 0.50% · 4.625%
HK$20,169
+HK$1,009/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$38,320/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,008
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,661
−HK$664/mo
Today · 4.125%
HK$22,325
baseline
▲ 0.50% · 4.625%
HK$23,684
+HK$1,359/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,650/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,371
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$23,998
−HK$636/mo
Today · 4.125%
HK$24,634
baseline
▲ 0.50% · 4.625%
HK$25,932
+HK$1,298/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$49,268/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,162 · Scale 2, in force from 26 Feb 2026)