LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,711
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,342
−HK$3,688/mo
Today · 4.125%
HK$124,030
baseline
▲ 0.50% · 4.625%
HK$131,577
+HK$7,547/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$248,060/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,840
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,322
−HK$3,533/mo
Today · 4.125%
HK$136,855
baseline
▲ 0.50% · 4.625%
HK$144,069
+HK$7,214/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$273,710/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,053
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,410
−HK$4,426/mo
Today · 4.125%
HK$148,836
baseline
▲ 0.50% · 4.625%
HK$157,892
+HK$9,056/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$297,672/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,808
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,987
−HK$4,239/mo
Today · 4.125%
HK$164,226
baseline
▲ 0.50% · 4.625%
HK$172,882
+HK$8,656/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$328,452/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,396
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$168,478
−HK$5,164/mo
Today · 4.125%
HK$173,642
baseline
▲ 0.50% · 4.625%
HK$184,208
+HK$10,566/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$347,284/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,776
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$186,651
−HK$4,946/mo
Today · 4.125%
HK$191,597
baseline
▲ 0.50% · 4.625%
HK$201,696
+HK$10,099/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$383,194/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,080
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$216,615
−HK$6,639/mo
Today · 4.125%
HK$223,254
baseline
▲ 0.50% · 4.625%
HK$236,839
+HK$13,585/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$446,508/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,712
−HK$12,627/mo
▼ 0.25% · 3.875%
HK$239,980
−HK$6,359/mo
Today · 4.125%
HK$246,339
baseline
▲ 0.50% · 4.625%
HK$259,324
+HK$12,985/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$492,678/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,294 · Scale 2, in force from 26 Feb 2026)