LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,716
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,346
−HK$3,689/mo
Today · 4.125%
HK$124,035
baseline
▲ 0.50% · 4.625%
HK$131,582
+HK$7,547/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$248,070/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,845
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,328
−HK$3,532/mo
Today · 4.125%
HK$136,860
baseline
▲ 0.50% · 4.625%
HK$144,074
+HK$7,214/mo
Deposit HK$25.59M · loan HK$25.59M · min. income ≈ HK$273,720/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,059
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,416
−HK$4,426/mo
Today · 4.125%
HK$148,842
baseline
▲ 0.50% · 4.625%
HK$157,899
+HK$9,057/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$297,684/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,814
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,993
−HK$4,239/mo
Today · 4.125%
HK$164,232
baseline
▲ 0.50% · 4.625%
HK$172,889
+HK$8,657/mo
Deposit HK$20.47M · loan HK$30.71M · min. income ≈ HK$328,464/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,402
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,485
−HK$5,164/mo
Today · 4.125%
HK$173,649
baseline
▲ 0.50% · 4.625%
HK$184,215
+HK$10,566/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$347,298/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,783
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,659
−HK$4,946/mo
Today · 4.125%
HK$191,605
baseline
▲ 0.50% · 4.625%
HK$201,704
+HK$10,099/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$383,210/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,089
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$216,623
−HK$6,640/mo
Today · 4.125%
HK$223,263
baseline
▲ 0.50% · 4.625%
HK$236,848
+HK$13,585/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$446,526/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,721
−HK$12,628/mo
▼ 0.25% · 3.875%
HK$239,990
−HK$6,359/mo
Today · 4.125%
HK$246,349
baseline
▲ 0.50% · 4.625%
HK$259,334
+HK$12,985/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$492,698/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,380 · Scale 2, in force from 26 Feb 2026)