LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,730
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,361
−HK$3,689/mo
Today · 4.125%
HK$124,050
baseline
▲ 0.50% · 4.625%
HK$131,598
+HK$7,548/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$248,100/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,861
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,343
−HK$3,533/mo
Today · 4.125%
HK$136,876
baseline
▲ 0.50% · 4.625%
HK$144,091
+HK$7,215/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$273,752/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,076
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$144,433
−HK$4,427/mo
Today · 4.125%
HK$148,860
baseline
▲ 0.50% · 4.625%
HK$157,917
+HK$9,057/mo
Deposit HK$20.48M · loan HK$30.71M · min. income ≈ HK$297,720/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,833
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$160,012
−HK$4,240/mo
Today · 4.125%
HK$164,252
baseline
▲ 0.50% · 4.625%
HK$172,910
+HK$8,658/mo
Deposit HK$20.48M · loan HK$30.71M · min. income ≈ HK$328,504/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,421
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$168,505
−HK$5,164/mo
Today · 4.125%
HK$173,669
baseline
▲ 0.50% · 4.625%
HK$184,237
+HK$10,568/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$347,338/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,805
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,681
−HK$4,946/mo
Today · 4.125%
HK$191,627
baseline
▲ 0.50% · 4.625%
HK$201,728
+HK$10,101/mo
Deposit HK$15.36M · loan HK$35.83M · min. income ≈ HK$383,254/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,113
−HK$13,176/mo
▼ 0.25% · 3.875%
HK$216,649
−HK$6,640/mo
Today · 4.125%
HK$223,289
baseline
▲ 0.50% · 4.625%
HK$236,876
+HK$13,587/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$446,578/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,749
−HK$12,629/mo
▼ 0.25% · 3.875%
HK$240,018
−HK$6,360/mo
Today · 4.125%
HK$246,378
baseline
▲ 0.50% · 4.625%
HK$259,365
+HK$12,987/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$492,756/mo (50% DSR)
Upfront cash ≈ HK$7.29M (deposit + AVD stamp duty HK$2,175,637 · Scale 2, in force from 26 Feb 2026)