LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,734
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,366
−HK$3,689/mo
Today · 4.125%
HK$124,055
baseline
▲ 0.50% · 4.625%
HK$131,603
+HK$7,548/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$248,110/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,866
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,349
−HK$3,533/mo
Today · 4.125%
HK$136,882
baseline
▲ 0.50% · 4.625%
HK$144,097
+HK$7,215/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$273,764/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,081
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,439
−HK$4,427/mo
Today · 4.125%
HK$148,866
baseline
▲ 0.50% · 4.625%
HK$157,924
+HK$9,058/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$297,732/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,839
−HK$8,420/mo
▼ 0.25% · 3.875%
HK$160,019
−HK$4,240/mo
Today · 4.125%
HK$164,259
baseline
▲ 0.50% · 4.625%
HK$172,917
+HK$8,658/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$328,518/mo (50% DSR)
Upfront cash ≈ HK$22.65M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,428
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$168,512
−HK$5,165/mo
Today · 4.125%
HK$173,677
baseline
▲ 0.50% · 4.625%
HK$184,244
+HK$10,567/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$347,354/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,812
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$186,688
−HK$4,947/mo
Today · 4.125%
HK$191,635
baseline
▲ 0.50% · 4.625%
HK$201,736
+HK$10,101/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$383,270/mo (50% DSR)
Upfront cash ≈ HK$17.53M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,122
−HK$13,177/mo
▼ 0.25% · 3.875%
HK$216,658
−HK$6,641/mo
Today · 4.125%
HK$223,299
baseline
▲ 0.50% · 4.625%
HK$236,886
+HK$13,587/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$446,598/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,759
−HK$12,629/mo
▼ 0.25% · 3.875%
HK$240,028
−HK$6,360/mo
Today · 4.125%
HK$246,388
baseline
▲ 0.50% · 4.625%
HK$259,375
+HK$12,987/mo
Deposit HK$5.12M · loan HK$46.07M · min. income ≈ HK$492,776/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,728 · Scale 2, in force from 26 Feb 2026)