LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,674
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,037
−HK$369/mo
Today · 4.125%
HK$12,406
baseline
▲ 0.50% · 4.625%
HK$13,161
+HK$755/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,812/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,987
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,335
−HK$354/mo
Today · 4.125%
HK$13,689
baseline
▲ 0.50% · 4.625%
HK$14,410
+HK$721/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,378/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,009
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,444
−HK$443/mo
Today · 4.125%
HK$14,887
baseline
▲ 0.50% · 4.625%
HK$15,793
+HK$906/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$29,774/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,584
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,002
−HK$424/mo
Today · 4.125%
HK$16,426
baseline
▲ 0.50% · 4.625%
HK$17,292
+HK$866/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$32,852/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,343
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,852
−HK$516/mo
Today · 4.125%
HK$17,368
baseline
▲ 0.50% · 4.625%
HK$18,425
+HK$1,057/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$34,736/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,182
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,669
−HK$495/mo
Today · 4.125%
HK$19,164
baseline
▲ 0.50% · 4.625%
HK$20,174
+HK$1,010/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$38,328/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,013
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,666
−HK$665/mo
Today · 4.125%
HK$22,331
baseline
▲ 0.50% · 4.625%
HK$23,689
+HK$1,358/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,662/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,377
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,004
−HK$636/mo
Today · 4.125%
HK$24,640
baseline
▲ 0.50% · 4.625%
HK$25,938
+HK$1,298/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$49,280/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,189 · Scale 2, in force from 26 Feb 2026)