LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,748
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,380
−HK$3,689/mo
Today · 4.125%
HK$124,069
baseline
▲ 0.50% · 4.625%
HK$131,619
+HK$7,550/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$248,138/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,881
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,364
−HK$3,534/mo
Today · 4.125%
HK$136,898
baseline
▲ 0.50% · 4.625%
HK$144,114
+HK$7,216/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$273,796/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,098
−HK$8,785/mo
▼ 0.25% · 3.875%
HK$144,456
−HK$4,427/mo
Today · 4.125%
HK$148,883
baseline
▲ 0.50% · 4.625%
HK$157,942
+HK$9,059/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$297,766/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,857
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,037
−HK$4,241/mo
Today · 4.125%
HK$164,278
baseline
▲ 0.50% · 4.625%
HK$172,937
+HK$8,659/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$328,556/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,447
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,532
−HK$5,165/mo
Today · 4.125%
HK$173,697
baseline
▲ 0.50% · 4.625%
HK$184,266
+HK$10,569/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$347,394/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,834
−HK$9,823/mo
▼ 0.25% · 3.875%
HK$186,710
−HK$4,947/mo
Today · 4.125%
HK$191,657
baseline
▲ 0.50% · 4.625%
HK$201,760
+HK$10,103/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$383,314/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,147
−HK$13,178/mo
▼ 0.25% · 3.875%
HK$216,683
−HK$6,642/mo
Today · 4.125%
HK$223,325
baseline
▲ 0.50% · 4.625%
HK$236,913
+HK$13,588/mo
Deposit HK$5.12M · loan HK$46.08M · min. income ≈ HK$446,650/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,786
−HK$12,631/mo
▼ 0.25% · 3.875%
HK$240,056
−HK$6,361/mo
Today · 4.125%
HK$246,417
baseline
▲ 0.50% · 4.625%
HK$259,406
+HK$12,989/mo
Deposit HK$5.12M · loan HK$46.08M · min. income ≈ HK$492,834/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,982 · Scale 2, in force from 26 Feb 2026)