LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,749
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,380
−HK$3,690/mo
Today · 4.125%
HK$124,070
baseline
▲ 0.50% · 4.625%
HK$131,619
+HK$7,549/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$248,140/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,882
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,365
−HK$3,534/mo
Today · 4.125%
HK$136,899
baseline
▲ 0.50% · 4.625%
HK$144,115
+HK$7,216/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$273,798/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,098
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,456
−HK$4,428/mo
Today · 4.125%
HK$148,884
baseline
▲ 0.50% · 4.625%
HK$157,943
+HK$9,059/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$297,768/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,858
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,038
−HK$4,241/mo
Today · 4.125%
HK$164,279
baseline
▲ 0.50% · 4.625%
HK$172,938
+HK$8,659/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$328,558/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,448
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,532
−HK$5,166/mo
Today · 4.125%
HK$173,698
baseline
▲ 0.50% · 4.625%
HK$184,267
+HK$10,569/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$347,396/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,834
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$186,711
−HK$4,947/mo
Today · 4.125%
HK$191,658
baseline
▲ 0.50% · 4.625%
HK$201,761
+HK$10,103/mo
Deposit HK$15.36M · loan HK$35.84M · min. income ≈ HK$383,316/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,148
−HK$13,178/mo
▼ 0.25% · 3.875%
HK$216,684
−HK$6,642/mo
Today · 4.125%
HK$223,326
baseline
▲ 0.50% · 4.625%
HK$236,915
+HK$13,589/mo
Deposit HK$5.12M · loan HK$46.08M · min. income ≈ HK$446,652/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,787
−HK$12,631/mo
▼ 0.25% · 3.875%
HK$240,057
−HK$6,361/mo
Today · 4.125%
HK$246,418
baseline
▲ 0.50% · 4.625%
HK$259,407
+HK$12,989/mo
Deposit HK$5.12M · loan HK$46.08M · min. income ≈ HK$492,836/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,175,993 · Scale 2, in force from 26 Feb 2026)