LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,676
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,039
−HK$369/mo
Today · 4.125%
HK$12,408
baseline
▲ 0.50% · 4.625%
HK$13,164
+HK$756/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,816/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,990
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,338
−HK$354/mo
Today · 4.125%
HK$13,692
baseline
▲ 0.50% · 4.625%
HK$14,413
+HK$721/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,384/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,012
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,447
−HK$443/mo
Today · 4.125%
HK$14,890
baseline
▲ 0.50% · 4.625%
HK$15,796
+HK$906/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$29,780/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,588
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,006
−HK$424/mo
Today · 4.125%
HK$16,430
baseline
▲ 0.50% · 4.625%
HK$17,296
+HK$866/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$32,860/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,347
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,855
−HK$517/mo
Today · 4.125%
HK$17,372
baseline
▲ 0.50% · 4.625%
HK$18,429
+HK$1,057/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$34,744/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,186
−HK$982/mo
▼ 0.25% · 3.875%
HK$18,673
−HK$495/mo
Today · 4.125%
HK$19,168
baseline
▲ 0.50% · 4.625%
HK$20,179
+HK$1,011/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$38,336/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,017
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$664/mo
Today · 4.125%
HK$22,335
baseline
▲ 0.50% · 4.625%
HK$23,694
+HK$1,359/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,670/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,382
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,009
−HK$636/mo
Today · 4.125%
HK$24,645
baseline
▲ 0.50% · 4.625%
HK$25,944
+HK$1,299/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$49,290/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,214 · Scale 2, in force from 26 Feb 2026)