LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,766
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,398
−HK$3,691/mo
Today · 4.125%
HK$124,089
baseline
▲ 0.50% · 4.625%
HK$131,639
+HK$7,550/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$248,178/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,901
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,385
−HK$3,534/mo
Today · 4.125%
HK$136,919
baseline
▲ 0.50% · 4.625%
HK$144,137
+HK$7,218/mo
Deposit HK$25.60M · loan HK$25.60M · min. income ≈ HK$273,838/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,120
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,478
−HK$4,428/mo
Today · 4.125%
HK$148,906
baseline
▲ 0.50% · 4.625%
HK$157,967
+HK$9,061/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$297,812/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,882
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,062
−HK$4,241/mo
Today · 4.125%
HK$164,303
baseline
▲ 0.50% · 4.625%
HK$172,964
+HK$8,661/mo
Deposit HK$20.48M · loan HK$30.72M · min. income ≈ HK$328,606/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,473
−HK$10,251/mo
▼ 0.25% · 3.875%
HK$168,558
−HK$5,166/mo
Today · 4.125%
HK$173,724
baseline
▲ 0.50% · 4.625%
HK$184,295
+HK$10,571/mo
Deposit HK$15.36M · loan HK$35.85M · min. income ≈ HK$347,448/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,862
−HK$9,825/mo
▼ 0.25% · 3.875%
HK$186,739
−HK$4,948/mo
Today · 4.125%
HK$191,687
baseline
▲ 0.50% · 4.625%
HK$201,791
+HK$10,104/mo
Deposit HK$15.36M · loan HK$35.85M · min. income ≈ HK$383,374/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,179
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$216,717
−HK$6,642/mo
Today · 4.125%
HK$223,359
baseline
▲ 0.50% · 4.625%
HK$236,950
+HK$13,591/mo
Deposit HK$5.12M · loan HK$46.09M · min. income ≈ HK$446,718/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,822
−HK$12,633/mo
▼ 0.25% · 3.875%
HK$240,093
−HK$6,362/mo
Today · 4.125%
HK$246,455
baseline
▲ 0.50% · 4.625%
HK$259,446
+HK$12,991/mo
Deposit HK$5.12M · loan HK$46.09M · min. income ≈ HK$492,910/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,320 · Scale 2, in force from 26 Feb 2026)