LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,678
−HK$732/mo
▼ 0.25% · 3.875%
HK$12,041
−HK$369/mo
Today · 4.125%
HK$12,410
baseline
▲ 0.50% · 4.625%
HK$13,165
+HK$755/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$24,820/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,992
−HK$702/mo
▼ 0.25% · 3.875%
HK$13,340
−HK$354/mo
Today · 4.125%
HK$13,694
baseline
▲ 0.50% · 4.625%
HK$14,415
+HK$721/mo
Deposit HK$2.56M · loan HK$2.56M · min. income ≈ HK$27,388/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,014
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,449
−HK$443/mo
Today · 4.125%
HK$14,892
baseline
▲ 0.50% · 4.625%
HK$15,799
+HK$907/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$29,784/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,590
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,008
−HK$424/mo
Today · 4.125%
HK$16,432
baseline
▲ 0.50% · 4.625%
HK$17,298
+HK$866/mo
Deposit HK$2.05M · loan HK$3.07M · min. income ≈ HK$32,864/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,349
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$16,858
−HK$516/mo
Today · 4.125%
HK$17,374
baseline
▲ 0.50% · 4.625%
HK$18,432
+HK$1,058/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$34,748/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,188
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,676
−HK$495/mo
Today · 4.125%
HK$19,171
baseline
▲ 0.50% · 4.625%
HK$20,181
+HK$1,010/mo
Deposit HK$1.54M · loan HK$3.58M · min. income ≈ HK$38,342/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,020
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,674
−HK$665/mo
Today · 4.125%
HK$22,339
baseline
▲ 0.50% · 4.625%
HK$23,698
+HK$1,359/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$44,678/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,385
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,012
−HK$636/mo
Today · 4.125%
HK$24,648
baseline
▲ 0.50% · 4.625%
HK$25,948
+HK$1,300/mo
Deposit HK$512K · loan HK$4.61M · min. income ≈ HK$49,296/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,231 · Scale 2, in force from 26 Feb 2026)