LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,783
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,416
−HK$3,690/mo
Today · 4.125%
HK$124,106
baseline
▲ 0.50% · 4.625%
HK$131,658
+HK$7,552/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$248,212/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,920
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,404
−HK$3,535/mo
Today · 4.125%
HK$136,939
baseline
▲ 0.50% · 4.625%
HK$144,157
+HK$7,218/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$273,878/mo (50% DSR)
Upfront cash ≈ HK$27.78M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,140
−HK$8,788/mo
▼ 0.25% · 3.875%
HK$144,499
−HK$4,429/mo
Today · 4.125%
HK$148,928
baseline
▲ 0.50% · 4.625%
HK$157,989
+HK$9,061/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$297,856/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,904
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$160,085
−HK$4,242/mo
Today · 4.125%
HK$164,327
baseline
▲ 0.50% · 4.625%
HK$172,989
+HK$8,662/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$328,654/mo (50% DSR)
Upfront cash ≈ HK$22.66M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,496
−HK$10,253/mo
▼ 0.25% · 3.875%
HK$168,582
−HK$5,167/mo
Today · 4.125%
HK$173,749
baseline
▲ 0.50% · 4.625%
HK$184,321
+HK$10,572/mo
Deposit HK$15.36M · loan HK$35.85M · min. income ≈ HK$347,498/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,888
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$186,766
−HK$4,949/mo
Today · 4.125%
HK$191,715
baseline
▲ 0.50% · 4.625%
HK$201,820
+HK$10,105/mo
Deposit HK$15.36M · loan HK$35.85M · min. income ≈ HK$383,430/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,209
−HK$13,182/mo
▼ 0.25% · 3.875%
HK$216,748
−HK$6,643/mo
Today · 4.125%
HK$223,391
baseline
▲ 0.50% · 4.625%
HK$236,984
+HK$13,593/mo
Deposit HK$5.12M · loan HK$46.09M · min. income ≈ HK$446,782/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,856
−HK$12,634/mo
▼ 0.25% · 3.875%
HK$240,128
−HK$6,362/mo
Today · 4.125%
HK$246,490
baseline
▲ 0.50% · 4.625%
HK$259,483
+HK$12,993/mo
Deposit HK$5.12M · loan HK$46.09M · min. income ≈ HK$492,980/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,632 · Scale 2, in force from 26 Feb 2026)