LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,800
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,433
−HK$3,691/mo
Today · 4.125%
HK$124,124
baseline
▲ 0.50% · 4.625%
HK$131,677
+HK$7,553/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$248,248/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,939
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,424
−HK$3,535/mo
Today · 4.125%
HK$136,959
baseline
▲ 0.50% · 4.625%
HK$144,178
+HK$7,219/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$273,918/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,160
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,520
−HK$4,429/mo
Today · 4.125%
HK$148,949
baseline
▲ 0.50% · 4.625%
HK$158,012
+HK$9,063/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$297,898/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,926
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,108
−HK$4,243/mo
Today · 4.125%
HK$164,351
baseline
▲ 0.50% · 4.625%
HK$173,014
+HK$8,663/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$328,702/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,520
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,606
−HK$5,168/mo
Today · 4.125%
HK$173,774
baseline
▲ 0.50% · 4.625%
HK$184,348
+HK$10,574/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$347,548/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,914
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$186,793
−HK$4,950/mo
Today · 4.125%
HK$191,743
baseline
▲ 0.50% · 4.625%
HK$201,850
+HK$10,107/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$383,486/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,240
−HK$13,184/mo
▼ 0.25% · 3.875%
HK$216,780
−HK$6,644/mo
Today · 4.125%
HK$223,424
baseline
▲ 0.50% · 4.625%
HK$237,019
+HK$13,595/mo
Deposit HK$5.12M · loan HK$46.10M · min. income ≈ HK$446,848/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,890
−HK$12,636/mo
▼ 0.25% · 3.875%
HK$240,163
−HK$6,363/mo
Today · 4.125%
HK$246,526
baseline
▲ 0.50% · 4.625%
HK$259,521
+HK$12,995/mo
Deposit HK$5.12M · loan HK$46.10M · min. income ≈ HK$493,052/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,947 · Scale 2, in force from 26 Feb 2026)