LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,801
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,434
−HK$3,691/mo
Today · 4.125%
HK$124,125
baseline
▲ 0.50% · 4.625%
HK$131,678
+HK$7,553/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$248,250/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,939
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,424
−HK$3,536/mo
Today · 4.125%
HK$136,960
baseline
▲ 0.50% · 4.625%
HK$144,179
+HK$7,219/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$273,920/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,161
−HK$8,789/mo
▼ 0.25% · 3.875%
HK$144,520
−HK$4,430/mo
Today · 4.125%
HK$148,950
baseline
▲ 0.50% · 4.625%
HK$158,013
+HK$9,063/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$297,900/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,927
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$160,109
−HK$4,243/mo
Today · 4.125%
HK$164,352
baseline
▲ 0.50% · 4.625%
HK$173,015
+HK$8,663/mo
Deposit HK$20.49M · loan HK$30.73M · min. income ≈ HK$328,704/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,521
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,607
−HK$5,168/mo
Today · 4.125%
HK$173,775
baseline
▲ 0.50% · 4.625%
HK$184,349
+HK$10,574/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$347,550/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,915
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,794
−HK$4,949/mo
Today · 4.125%
HK$191,743
baseline
▲ 0.50% · 4.625%
HK$201,851
+HK$10,108/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$383,486/mo (50% DSR)
Upfront cash ≈ HK$17.54M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,241
−HK$13,184/mo
▼ 0.25% · 3.875%
HK$216,781
−HK$6,644/mo
Today · 4.125%
HK$223,425
baseline
▲ 0.50% · 4.625%
HK$237,020
+HK$13,595/mo
Deposit HK$5.12M · loan HK$46.10M · min. income ≈ HK$446,850/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,891
−HK$12,636/mo
▼ 0.25% · 3.875%
HK$240,164
−HK$6,363/mo
Today · 4.125%
HK$246,527
baseline
▲ 0.50% · 4.625%
HK$259,522
+HK$12,995/mo
Deposit HK$5.12M · loan HK$46.10M · min. income ≈ HK$493,054/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,176,958 · Scale 2, in force from 26 Feb 2026)