LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,816
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,449
−HK$3,692/mo
Today · 4.125%
HK$124,141
baseline
▲ 0.50% · 4.625%
HK$131,695
+HK$7,554/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$248,282/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,956
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,442
−HK$3,535/mo
Today · 4.125%
HK$136,977
baseline
▲ 0.50% · 4.625%
HK$144,198
+HK$7,221/mo
Deposit HK$25.61M · loan HK$25.61M · min. income ≈ HK$273,954/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,179
−HK$8,790/mo
▼ 0.25% · 3.875%
HK$144,539
−HK$4,430/mo
Today · 4.125%
HK$148,969
baseline
▲ 0.50% · 4.625%
HK$158,034
+HK$9,065/mo
Deposit HK$20.49M · loan HK$30.74M · min. income ≈ HK$297,938/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,947
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,130
−HK$4,243/mo
Today · 4.125%
HK$164,373
baseline
▲ 0.50% · 4.625%
HK$173,037
+HK$8,664/mo
Deposit HK$20.49M · loan HK$30.74M · min. income ≈ HK$328,746/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,542
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$168,629
−HK$5,168/mo
Today · 4.125%
HK$173,797
baseline
▲ 0.50% · 4.625%
HK$184,373
+HK$10,576/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$347,594/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,939
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$186,818
−HK$4,950/mo
Today · 4.125%
HK$191,768
baseline
▲ 0.50% · 4.625%
HK$201,877
+HK$10,109/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$383,536/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,268
−HK$13,186/mo
▼ 0.25% · 3.875%
HK$216,809
−HK$6,645/mo
Today · 4.125%
HK$223,454
baseline
▲ 0.50% · 4.625%
HK$237,050
+HK$13,596/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$446,908/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,921
−HK$12,638/mo
▼ 0.25% · 3.875%
HK$240,195
−HK$6,364/mo
Today · 4.125%
HK$246,559
baseline
▲ 0.50% · 4.625%
HK$259,556
+HK$12,997/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$493,118/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,240 · Scale 2, in force from 26 Feb 2026)