LTV · monthly repayment
▼ 0.50% · 3.625%
HK$116,827
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,461
−HK$3,692/mo
Today · 4.125%
HK$124,153
baseline
▲ 0.50% · 4.625%
HK$131,707
+HK$7,554/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$248,306/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,969
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,454
−HK$3,537/mo
Today · 4.125%
HK$136,991
baseline
▲ 0.50% · 4.625%
HK$144,212
+HK$7,221/mo
Deposit HK$25.62M · loan HK$25.62M · min. income ≈ HK$273,982/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,192
−HK$8,792/mo
▼ 0.25% · 3.875%
HK$144,553
−HK$4,431/mo
Today · 4.125%
HK$148,984
baseline
▲ 0.50% · 4.625%
HK$158,049
+HK$9,065/mo
Deposit HK$20.49M · loan HK$30.74M · min. income ≈ HK$297,968/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,963
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$160,145
−HK$4,244/mo
Today · 4.125%
HK$164,389
baseline
▲ 0.50% · 4.625%
HK$173,054
+HK$8,665/mo
Deposit HK$20.49M · loan HK$30.74M · min. income ≈ HK$328,778/mo (50% DSR)
Upfront cash ≈ HK$22.67M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,558
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$168,645
−HK$5,169/mo
Today · 4.125%
HK$173,814
baseline
▲ 0.50% · 4.625%
HK$184,390
+HK$10,576/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$347,628/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,956
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$186,836
−HK$4,951/mo
Today · 4.125%
HK$191,787
baseline
▲ 0.50% · 4.625%
HK$201,896
+HK$10,109/mo
Deposit HK$15.37M · loan HK$35.86M · min. income ≈ HK$383,574/mo (50% DSR)
Upfront cash ≈ HK$17.55M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,288
−HK$13,187/mo
▼ 0.25% · 3.875%
HK$216,830
−HK$6,645/mo
Today · 4.125%
HK$223,475
baseline
▲ 0.50% · 4.625%
HK$237,073
+HK$13,598/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$446,950/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,944
−HK$12,639/mo
▼ 0.25% · 3.875%
HK$240,218
−HK$6,365/mo
Today · 4.125%
HK$246,583
baseline
▲ 0.50% · 4.625%
HK$259,581
+HK$12,998/mo
Deposit HK$5.12M · loan HK$46.11M · min. income ≈ HK$493,166/mo (50% DSR)
Upfront cash ≈ HK$7.30M (deposit + AVD stamp duty HK$2,177,451 · Scale 2, in force from 26 Feb 2026)